https://www.merchantprocessor.comc Golden Pear Merchant Capital | Alternative Financing for Small Businesses



The application
is free and takes
just a few seconds
to complete.

Apply Here


Receive up to $1,000,000
in as little as 48 hours
from Golden Pear
Merchant Capital.

Learn More


With Golden Pear you
never have to worry
about missing a

Learn More



Estimated Annual Financing

  • Receive up to $1,000,000
  • 48-hour funding
  • No fixed repayments
  • No collateral
  • Credit history not a factor
  • Keep control of your business
  • High approval rate


We realize all businesses have specific needs, which is why Golden Pear Merchant Capital will customize your cash infusion according to your specific needs and the type of business you run.

The beauty of Golden Pear Merchant Capital is that you continue to run your business the way you want. Whether you want to renovate, upgrade equipment, hire more staff or purchase more inventory, the choice is yours how to use the money. We understand that you best know the needs of your business.

There’s no need to sell equity to outside investors who may demand an unreasonable ROI (return-on-investment). A cash advance from Golden Pear Merchant Capital enables you to keep control of your business.

Small business loans typically require you to put up personal assets as collateral. Golden Pear Merchant Capital does not! Plus, you don’t have to worry about fixed payments; repayments are easily made through the natural cash flow cycle of your business.

The Golden Pear
48-Hour Funding
Fast Approval
Compatible with CoCard
Credit History Not a Factor
No Application Fee
No Fixed Payments
Minimal Paper Work
No Closing Costs
No Equity Required



We encourage and support affiliates nationwide!

Your network of small business owners can certainly benefit from cash advances, which are sales of future receivables, rather than direct loans. We work closely with our affiliates to ensure that they receive one of the best compensation package in the industry. Our knowledgeable staff is here to help you get the most money for your clients, and to ensure that you receive among the best possible commission rates. We want you to succeed! To learn more about becoming a Golden Pear Merchant Capital affiliate, simply click the Request Information button below.

Request Information


why-golden-pearEvery provider of merchant cash advances is not created equal. Here’s what sets Golden Pear Merchant Capital apart:

Direct Funder: No 3rd Party Involvement. All the capital you receive comes directly from us. We make the decision and we make it fast!

Focus: Our main focus is on you and your business! We get you the financing you need so you can grow your business and your profits.

Experience: Golden Pear has assembled a team with years of expertise in every facet of bad credit merchant financing. We look forward to helping you get the capital you need to grow your business!

Simple Repayment: We automatically get paid through the cash flow cycle of your business, so there is never stress about making or missing a payment!

Customer Satisfaction: We take great pride in our commitment to customer loyalty and dedication to delivering exceptional, fast service.

Contact us today!
You are only 48 hours from the money you need to achieve your business goals.

Merchant Processing


Start saving on credit card processing, today!

We can deliver a customized solution that will save you money on every transaction. Golden Pear can help your business operate more efficiently and profitably with a host of merchant solutions:

  • Compatibility with your existing hardware and software
  • Fast, easy authorization and processing of all card brands
  • Comprehensive reporting
  • Leading-edge technologies to protect against fraud
  • Mobile credit card processing app
  • POS system for iPads
  • Virtual terminals
  • Processing on over 35 internet gateways
  • E-check and ACH transaction solutions
  • Gift/employee/pre-paid card programs

Request Information


The Golden Pear Merchant Capital Team is comprised of seasoned professionals with the know-how to get you the capital you need for your business. With years of industry experience and a commitment to outstanding customer service, the Golden Pear Team has the expertise to assist you through every stage of the process, from application to funding.

Joe Volpe, Chief Operating Officer and Co-Founder, has over 14 years’ experience in the specialty finance industry. He oversaw the collection of $300 million in litigation pre and post-settlement transactions as former Senior Vice President of LawCash. Joe draws on his financial and operational experience to ensure that each stage of the funding process runs as quickly and smoothly as possible.


Maria Rueda, Chief Financial Officer, served as Chief Financial Officer of Heartland Payment Systems, one of the nation’s largest payment processors and a leading provider of merchant business solutions, prior to joining Golden Pear Merchant Capital. Maria earned a Bachelor’s Degree and Master of Business Administration from Rutgers, The State University of New Jersey.


Rob Winston, Partner, is a pioneer in the merchant cash advance industry. Prior to joining Golden Pear Merchant Capital, Rob was the Senior Sales Manager at Merchant Cash and Capital, where he provided over $200MM in funding to his clients. He imparts his extensive knowledge to his team and ensures that each merchant receives the individualized attention and support he or she needs. Rob earned a Bachelor’s Degree from the University of Maryland College Park and a Juris Doctor from Fordham Law School.


Peter Brown, Director of Business Development, brings over 10 years of experience as a successful entrepreneur to his role as a member of the Golden Pear Merchant Capital Team. He draws on his knowledge of running and growing his own businesses to assist his clients with getting the funding they need to run and grow theirs. As a seasoned financial professional, Peter was able to provide in excess of $100MM to his clients. Peter earned a Bachelor’s Degree from the University of Wisconsin-Madison.

Opportunities | Fast Business Funding | Get Funded for Your Business | Management Team | Merchant Processing | Simple Repayment


Thank you for taking the time to complete the quick apply form. To expedite your approval process, please click Continue.